Disclaimer

BlueStone Savings provides digital banking tools designed to help users manage their money, send and receive payments, save, and access financial services. By using our website, mobile application, or any service we provide, you acknowledge and agree to the following disclaimers. If you do not agree with these statements, please discontinue use of our services.

1. No Financial, Investment, or Legal Advice

Content on this website, within the mobile app, or in any communication from BlueStone Savings is provided for general informational purposes only.
It does not constitute:

• Financial advice
• Investment recommendations
• Legal guidance
• Tax advice

You are responsible for evaluating your own financial decisions. Please consult a licensed professional for any financial, legal, or tax matters.

2. Service Availability Not Guaranteed

While we strive for constant, reliable access, BlueStone Savings does not guarantee that our:

• Website
• Mobile app
• Payment systems
• Verification systems
• Third-party integrations

will operate without interruption, delays, or errors.
Services may be affected by maintenance, network conditions, regulatory requirements, or third-party providers.

3. Eligibility & Verification

Account access and product availability depend on successful completion of:

• Identity verification (KYC)
• Anti-money laundering screening (AML)
• Phone and email verification
• Document checks (if required)

BlueStone Savings may request additional information at any time.
Approval for any product or service is not guaranteed.

4. Third-Party Partners & Trademarks

BlueStone Savings works with external partners to provide certain features (payments, identity checks, card issuance, analytics, etc.).

We do not own or control these partners.
Their trademarks, logos, and names belong to their respective owners.

Third-party providers do not endorse or sponsor BlueStone Savings.

We are not responsible for:

• Delays caused by third-party systems
• Errors or downtime from external services
• Decisions made by external credit or identity databases

5. No Warranty of Accuracy

Information on our website or app — including fees, features, product descriptions, processing times, and promotional content — may change without notice.

We do not guarantee:

• Completeness
• Accuracy
• Reliability
• Availability
• Up-to-date content

Use of this information is at your own risk.

6. Not a Guaranteed Offer of Credit

Any mention of loans, lines of credit, or financial products does not mean you are approved.

All credit products are subject to:

• Eligibility checks
• KYC/AML requirements
• Risk assessment
• Verification of identity and documentation
• Final approval by BlueStone Savings or its partners

Rates, limits, and terms may vary by user.

7. Limitation of Liability

BlueStone Savings is not liable for any losses resulting from:

• Downtime
• Failed or delayed transactions
• Inaccurate information
• Lost or compromised login credentials
• User mistakes
• Third-party system failures
• Unauthorized account access due to weak user security practices

You agree to use our services at your own risk.

8. Electronic Communications

By using BlueStone Savings, you consent to receive:

• Emails
• SMS alerts
• Push notifications
• In-app messages

for service updates, verification, and account activity.
Delivery of these communications is not guaranteed.

9. External Links

Our site or app may contain links to third-party websites.
We do not endorse or control these websites and are not responsible for their content or security.

10. Changes to This Disclaimer

We may update this Disclaimer at any time. Updates will be posted on this page with a revised “Last Updated” date.
Continued use of our services represents acceptance of the updated terms.